Rates
Below you’ll find the current annual
percentage rates (APR)
for personal loans.
Personal Loans
- To qualify for the
lowest fee quoted above, customers need to use Citibank car Deduct (an
automated monthly debit from a Citibank deposit account) for compensation, have
super credit score, be approved for and take a $10,000 loan with a 36-month or
shorter loan term, and meet relationship balance requirements. Higher rates can
also observe to loans of much less than $10,000 or mortgage phrases longer than
36 months. Lower rates are to be had for clients with $two hundred,000 or extra
in relationship balances. Your fee will rely upon your authorized mortgage
amount, loan term, your credit history, and eligible Citibank deposit
relationship balances. If you are in default your APR may boom by way of 2.00%.
If you borrow $10,000 for 36 months at 11.99% APR, to repay your mortgage you
will should make 36 month-to-month bills of about $332.10. No down price is
required.
- Your APR may be as
little as 9.24% variable APR or as high as 21.24% variable APR (might also
range by using state). To qualify for the lowest charge, clients must use
Citibank vehicle Deduct (an automatic monthly debit from a Citibank deposit
account) for repayment, meet eligible Citi dating stability requirements, and
have an excellent credit score records. Decrease prices are to be had for
Citigold and Citi precedence customers and clients with $2 hundred,000 or
greater in eligible dating balances. If you are in default, your Annual
percentage rate can also boom by using 2.00%. Annual charge of $50 waived for
Citigold and Citi precedence clients and anybody who takes a loan or makes a
fee on their account once during the year.
Contemporary variable Annual percentage fee (APR): 19.25%; sixteen.25% variable APR with the Citigold Account bundle and the Citi priority Account bundle. In case you are in default, your variable APR may additionally boom with the aid of 2.00%. Citibank